Retirement planning is all about managing risk, right? One of the biggest risks is sequence risk, which is the risk that market declines will happen at the beginning of retirement when withdrawals from a nest egg are needed to sustain…
Don’t Be a Victim of the Markets… Invest in Yourself
You can’t control investors who greed in and out of the markets at the wrong times, right? But you can control how you react, how much you hustle, and how hard you work on yourself, can’t you? Take it from…
4 Different Risk Factors & Why They’re Important
Using advanced methods similar to the leading institutional investors like PIMCO, Stratifi quantifies risk within a portfolio into a simple 1 to 10 scale, with 1 signifying the lowest risk possible and 10 the highest risk possible. The PRISM rating…
Why ‘Diversified Portfolios Lessen Volatility’ is a Myth
A risk approach is widely used among institutional investors, but many individual investors and advisors do not broadly understand the concepts and disciplines. Diversified portfolios are no longer reliable bomb shelters for money as the global financial crisis and the…
Are You Educating Your Clients on Tail Risk?
In February of 2020, markets experienced an event that nobody had predicted. Responding to the fears around the impact of COVID-19 (Coronavirus) the markets fell over 10% within 5 business days, which we call a “tail-event” – an extreme event…
Why Some Risk Scores Can Be Risky For a Portfolio…
A risk score is supposed to be an objective, quantitative measurement of an investor’s true risk tolerance and is often used to appropriately align the risk in a portfolio. But here’s the problem. Most portfolio risk analysis software rely on…
Why It’s Good To Be Contrarian Like Warren Buffet
We couldn’t agree more with Mr. Buffett because volatility is not the definition of risk, is it? And there’s more to it, too. We’re nerds when it comes to understanding risk. Just check out this article from our founder, Akhil…
